Life Insurance Boulder Lots Of People Think They Hate Life InsuranceOften what they hate is the confusion or the annual price tag. The fact is that life insurance is one of the most underutilized assets in most portfolios. When structured correctly, the internal rates of return are exceptional and can perform better than just about any investment you'll ever purchase.Life insurance is still one of the lease expensive ways to help provide your family with the financial security and cash they will need upon your untimely death. Your family will receive a death benefit that is free of all federal and state income tax.Knowing When to Call in a SpecialistIn an industry of generalists we have chosen to do one thing exceedingly well: develop and implement financial transactions combining the capital markets and life insurance. This complex niche requires an investment of time, talent and research. It requires a deep belief in the value of combining these tools—the capital markets and life insurance—to create substantial value for our clients. It’s a belief so deep that our firm spent years creating relationships and learning the technical specifics required to execute these transactions.The Necessity of Active ManagementMost people don’t realize that life insurance requires active management—just like any other asset in your portfolio. The industry has evolved dramatically over the years, creating better pricing and increased internal efficiencies in their policies. Due to the improved economics in life insurance contracts, many families who purchased policies more than five years ago are paying premiums that are unnecessarily high. Contact us for a complimentary review of your policies to make sure you are not overpaying and that your family is properly covered.SolutionsJumbo Case and Impaired RiskCaptive Insurance CompaniesTermPrivate Placement Life InsuranceWhole LifeSurvivorship LifeUniversal LifePremium FinancingIndexed Universal LifeDisability InsuranceVariable Universal LifeLong-Term Care InsuranceIndividualized Pension Plan™Contact us or click here to learn more about the insurance solutions offered by our sister company Teegarden Financial Corp., a proud Advisor-Owner of Lion Street. Lion Street Advisor-Owners operate independent firms that provide life and business insurance solutions to high-net-worth individuals, business owners and corporate clientele.